Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging PLAY: The Bean Game ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time When the Mean is Nice CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Growth in Circles